Terms and Conditions

Acceptance of Terms

By accessing and using the Lendovantio website (lendovantio.com) and our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, we ask that you do not use our services.

Description of Services

Lendovantio offers financial advisory services, financial education, and support in managing social assistance programs in Mexico. Our services include:

• Free financial evaluation consultations
• Advice on government support programs
• Personal finance education and training
• Personalized financial planning
• Processing assistance for access to social benefits

Eligibility

To use our services, you must:

• Be over 18 years of age
• Be a Mexican citizen or legal resident in Mexico
• Provide truthful and up-to-date information
• Have legal capacity to enter into contracts

User Obligations

By using our services, you agree to:

• Provide accurate, complete, and up-to-date information
• Maintain the confidentiality of your access credentials
• Not use our services for illegal or fraudulent purposes
• Respect Lendovantio's intellectual property rights
• Not attempt to access systems or data without authorization

Intellectual Property

All website content, including texts, graphics, logos, icons, images, audio clips, and software, is the property of Lendovantio or its licensors and is protected by the intellectual property laws of Mexico and international treaties.

Limitation of Liability

Lendovantio provides general information and advice. We are not a financial institution and do not provide banking services. Our services are informational and management in nature. Final financial decisions are the sole responsibility of the user.

• We do not guarantee approval of any government support program
• Information provided may be subject to changes by authorities
• We are not responsible for decisions made based on our advice without independent verification

Fees and Payments

The initial evaluation consultation is free. Additional services may have a cost, which will be clearly communicated before contracting. All prices are expressed in Mexican pesos and include VAT when applicable.

Termination

We reserve the right to suspend or terminate your access to our services at any time, without prior notice, if we believe you have violated these Terms and Conditions or for any other justified reason.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Modifications will take effect immediately after their publication on the website. Your continued use of the site after the publication of changes constitutes your acceptance of them.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the United Mexican States. Any dispute related to these terms will be subject to the exclusive jurisdiction of the competent courts of Mexico City.